What is the OBBB Eligibility Quiz?

This interactive quiz helps you determine which of the four OBBB Act tax deductions you qualify for: No Tax on Tips, No Tax on Overtime, Car Loan Interest, and Senior Deduction. It calculates personalized savings estimates based on your answers.

How accurate are the savings estimates?

Savings are the federal income tax before minus after the deductions, at your modified AGI, with the standard deduction and your filing status's brackets. They assume $15,000 of tips, a $10,000 overtime premium and $3,000 of car loan interest. Your own amounts will differ; use our individual calculators to enter them.

Do I need to answer all questions?

Yes, all 7 questions help us accurately determine your eligibility and provide the most accurate savings estimate. The quiz only takes about 2 minutes to complete.

2-Minute Quiz

OBBB Eligibility Quiz

Discover which 2025 tax deductions you qualify for

Updated October 23, 2026Reviewed for 2025 & 2026 tax years

Tax Year

Current return

Savings use the 2026 brackets and standard deduction. OBBB deductions apply 2025-2028.

Question 1 of 714% complete

What is your age?

The Senior Deduction applies to taxpayers 65 or older with a Social Security number valid for employment

Under 65 years old

65 or older by December 31, 2026, with a Social Security number valid for employment

65 or older by December 31, 2026, without a Social Security number valid for employment

Sources & References

Primary references used for this content

P.L. 119-21 (OBBB)

One Big Beautiful Bill Act

Statutory text for the 2025-2028 deductions

View on congress.gov

Rev. Proc. 2025-32

2026 Inflation Adjustments

Official 2026 brackets, deductions, and thresholds

View on irs.gov

IRC §63

Taxable income defined

Standard deduction and the below-the-line deduction list

View on law.cornell.edu

✓3 primary sources; links re-checked on a weekly rotation by the source watcher

Disclaimer: This calculator provides estimates for educational purposes only. Not tax, legal, or financial advice. Results may vary based on your specific circumstances. Consult a qualified CPA or tax professional for personalized guidance.